How to Close a LazyPay Account Permanently & Get NOC ?

With these quick tips & methods, you can Delete your LazyPay Pay Later Account Permanently. Make sure to request the deletion of all of your personal records as well. Really would like to terminate your LazyPay account? If so, then could do it permanently by quickly reading this brief article. A few important factors for deactivation have also been discussed.


About LazyPay ‘Buy Now Pay Later’ Service

Sections like LazyCard, Buy Now Pay Later, LazyPlus, Credit Shield, and Xpress Cash are part of LazyPay. Naspers and PayU Finance are its parent firms, and SBM Bank is where it acquires its banking powers.

LazyCard is a lifetime free VISA credit card which includes 5% cashback and other rewards. The BNPL service allows you to pay later within 15 days across various online merchants which have cashback offers. Then, LazyPlus is its UPI pay later option. LazyPay Credit Shield takes care of your CIBIL score. Finally, the LazyPay Xpress Cash gives you instant loans of upto ₹5 lakhs directly into your bank account.

How to Delete your LazyPay Account Permanently?

Make a note that once you Delete your LazyPay Account Permanently then you won't be able to activate it again so there's no harm in keeping your account inactive.

Related Reads:-

How to Close Flipkart Pay Later Account Permanently?

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1. Email or Call to LazyPay Customer Care

Email or Call the LazyPay Customer Care team to Delete your LazyPay Account Permanently. Make a note that LazyPay customer care working hours are 9AM - 9PM everyday.

Lazypay Pay Later Contact Details
Customer Care 08069081111

You will get a reply within 3-4 working days. Firstly, LazyPay may try to compensate by giving you some good offers and waving off some of your late fees. You can accept them and keep your account active as there is no harm in it.

2. Contact PayU Finance Support

LazyPay is powered by PayU Finance which is a well-known payment gateway in India. You can Contact PayU Finance Support via email on PayU Finance, which that NOC is required from PayU Finance for deleting records in the CIBIL report.

Close LazyPay Pay Later Via PayU Finance
PayU Finance Support Details
Customer Care 08069081111

3. Contact SBM Bank

You can also contact SBM Bank at their email Address or call on their customer care number for the permanent closure of your LazyPay account.

Close LazyPay Pay Later Via PayU Finance
SBM Bank Support Details
Customer Care 1800 1033 817

4. RBI Ombudsman

If none of the above works then the only way out is RBI Ombudsman. You can Reach out to the RBI Ombudsman and file a complaint. Simply register, give complaint details, and submit. After this you will get a tracking ID for checking the status of your complaint. You will then get an email notification once there is a reply from RBI.

Account Deletion Email Format For LazyPay Pay Later,

Subject: Request for Permanent Closure of my LazyPay Pay later account

Registered Mobile No: [MyMobileNo]


I want to close my LazyPay later Account permanently. The reason for the closure: I am no longer interested and using it because I have other credit facilities including credit cards. I have cleared all my dues. So, kindly process my request at the earliest and provide me with the NOC in this regard.

Thanking you,


  • Checklist to Successfully Close your LazyPay Account Permanently

Make sure that your LazyPay account is permanently closed instead of Deactivated or Temporarily Paused status by following the checklist below.

Clear your pending dues.

Check for NOC from your lending provider which says that your LazyPay account is closed with all dues paid. It usually comes in 2-3 weeks of your account closure request.

After closure, your CIBIL score will go down a bit but will be back in some time.

Your CIBIL report may show LazyPay active as it might take 2-3 months to reflect the closure.

We hope this article has helped you understand how to close your LazyPay account permanently and the benefits of doing it. We also hope that you can now use our platform with peace of mind knowing that we have taken every measure to make sure your information is safe with us.

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